Trust and Investment Services

Please call our Trust department at 855-363-3544 if you have any questions or would like to schedule an appointment.
What our trust and investment services can provide for you:

  • Custodianship, acting as your agent in safekeeping, transferring securities and collection of income
  • Estate Settlement, acting as your executor
  • Trusteeship, acting as trustee under your will, agreement or IRA
  • Investment Management, acting as your agent in recommending investment strategies and managing your individual or retirement (IRA/SEP) portfolio, or acting as agent and manager for corporate retirement portfolios (401K Plans)

 Other Services:
  • Singular (one time) purchase/sale of securities
  • Estate/Trust management for individual fiduciaries
  • Consultation as a fiduciary or custodian we safe keep assets and provide record keeping of all transactions effecting those assets held for your benefit or for the benefit of other persons you may designate, no matter what type of account relationships exist.


Please Note - For Non-Deposit Investment Sales: These products are not FDIC insured. These products are not deposit or obligations of, or guaranteed by, the deposit institution. These products are subject to investment risks, including possible loss of the principal amount invested.

Trust and Investments

Our Trust Department can provide for you Custodianship, Estate Settlement, Trusteeship, and Investment Management.

  • Main Bank Contact Information

    124 Main Street
    Delhi , NY 13753

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    Call Us
    General Calls: 855-413-3544
    General Fax: 855-450-1433

  • Margaretville Branch

    42568 ST HWY 28
    Margaretville, NY 12455

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    General Calls : 855-423-3544
    General Fax: 855-450-1431

  • Davenport Branch

    PO Box 25
    West Davenport, NY 13860

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    General Calls: 855-433-3544
    General Fax: 855-450-1432

    Hours
    Mon: 10:00AM
    Tue: 10:00AM
    Wed: 10:00AM
    Thu: 10:00AM
    Fri: 10:00AM
    Sat: 10:00AM
    Sun: 10:00AM

  • Hobart Branch

    1058 Main Street
    Hobart, NY 13788

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    General Calls : 855-443-3544
    General Fax: 607-538-3072

  • Oneonta Loan Office

    265 Main Street Suite 7
    Oneonta, NY 13820

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    General Calls : 855-403-3544
    General Fax : 607-433-2474

  • Sidney Loan Office

    276 State Highway 7
    Sidney, NY 13838

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    Phone Number: (855) 483-3544

    Hours
    Mon: 8:30AM - 5:00PM
    Tue: 8:30AM - 5:00PM
    Wed: 8:30AM - 5:00PM
    Thu: 8:30AM - 5:00PM
    Fri: 8:30AM - 5:00PM
    Sat: Closed
    Sun: Closed